

Lower Mortgage Rates Are Bringing Buyers Back to the Market
Now, however, rates are beginning to come down—and buyers are starting to reenter the market. In fact, the latest data from the Mortgage Bankers Association (MBA) shows mortgage applications increased last week by 7% compared to the week before. ...
Why Today’s Housing Market Isn’t Headed for a Crash
67% of Americans say a housing market crash is imminent in the next three years. With all the talk in the media lately about shifts in the housing market, it makes sense why so many people feel this way. But there’s good news. Current data shows today’s market is nothing like it was before the housing crash in 2008. ...
Why It’s Easy To Fall in Love with Homeownership
No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours. ...
How To Win as a Buyer in Today’s Housing Market
In today’s housing market, you can still be the champion if you have the right team and strategy. To win as a buyer, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. Let’s connect today to make your game-winning play. ...
Homes for Sale Up from Last Year
The housing market needs more homes for sale to meet the demand of today’s buyers. If you’ve thought about selling, now’s the time for us to connect and get ready for you to make a move this spring. ...
Video Podcast Interview with Gary Durand
Chris Choe had the opportunity to speak with Gary Durand. Not only is he a realtor focusing on the Prince George's county market, Gary is also a Military Relocation Specialist and a Foreclosure/Short Sale Specialist. ...
Interview with Lonnie Whitehead of KW Metro Center
Lonnie Whitehead of KW Metro Center shares some great tips for both homebuyers and sellers. If you're looking to buy or sell a house in November 2022 or 2023, you must watch this video. Get your pens and papers ready to take some notes! Lonnie has been featured on HGTV and CBS WUSA9. You can find more information about Lonnie by going to dcandvahomes.com ...
Pre-Approval Is a Critical First Step on Your Homebuying Journey
If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why. ...
Video Podcast Interview with Kevin Grolig
Our very own Chris Choe had the opportunity to interview Mr. Montgomery County, Kevin Grolig from Compass. Kevin is an expert realtor in Montgomery County, MD. He shares his tips on how to successfully purchase a home in the current market, what the current housing market is like as well as how to fire a bad realtor! Check out the full interview! ...
1RATE Mortgage ranked as one of the best mortgage companies in Silver Spring, MD
Expertise.com identified 1RATE Mortgage as one of the Best Mortgage Companies in Silver Spring, MD, for 2022. Check out the full publishing of this award at the link below. ...
New Higher (and Better!) Loan Limits for 2023
Get ahead and learn what the new loan limits will be in 2023 for conventional, FHA, VA, and other loans. Some lenders are already providing these limits! ...
Homeownership Rate Is Growing
When you buy a home with a fixed-rate mortgage, you can lock in what's likely your biggest monthly expense – your housing payment – for the duration of that loan, often 15-30 years. That gives you a predictable monthly housing expense that can benefit you in the short term, but you’ll also gain equity over time as your home appreciates in value and you make your monthly mortgage payment. ...
Is the Shifting Market a Challenge or an Opportunity for Homebuyers?
If you’re still looking to make a move, it may be time to pick your home search back up today. Let’s connect to kick off the homebuying process. ...
What Does the Rest of the Year Hold for Home Prices?
Whether you’re a potential homebuyer, seller, or both, you probably want to know: will home prices fall this year? Let’s break down what’s happening with home prices, where experts say they’re headed, and why this matters for your homeownership goals. ...
Helping our military veterans find their dream home in Maryland
● No down payment ● No mortgage insurance ● Lower interest rates While being in the military makes you eligible to get a loan, there are still things you need to do and step you need to take to make sure you can get the best mortgage rate. Even in the military, you are not guaranteed the best rates. Let’s get started… ...
HOW THE FED RATE HIKES IMPACT YOU
The average interest rate on fixed-rate mortgages went up by approx. 1% so far this year according to Freddie Mac's weekly survey of mortgage rates. It seems likely that mortgage rates will continue higher in the weeks and months ahead as the Fed winds down its bond-buying programs and reduces its massive portfolio of bond holdings. ...
TAX-DEDUCTIBLE ITEMS FOR 2021 CLOSINGS
Here is a general overview of some information that may be helpful to you and your CPA as you prepare your 2021 tax returns (the return you'll file by April 2022). These items are only deductible if you itemize. They do not apply if you take the standard deduction. ...
Housing Market Update: Is Housing Supply Getting Any Better?
It seems unlikely that housing inventory will improve significantly in the coming year. In fact, it may take several years for the housing supply to increase enough to meet demand. ...
Markets In A Minute 1/7/2022
Mortgage rates crept up this week, hitting a 9-month high. However, rates are still very low when compared historically. ...