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Purchasing Your Home Made Simple

Getting a home loan shouldn't be stressful. That is why we have taken the extra steps to create a smooth loan process. We want you to understand the mortgage process so you can make an informed decision.

We offer a variety of mortgage options for you to consider.

From first-time home purchase to refinancing, 1RATE, Inc. is redefining your mortgage expectations.

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We make the mortgage process a breeze at 1Rate

We make the mortgage process a breeze

  • Conversation - Start a conversation with a Mortgage Advisor so that you can understand your options.
  • Application - Start your loan application and provide necessary documents so that you can get pre-approved.
  • Underwriting - While your loan application is under review, we will contact all the necessary people right away so we can quickly close your loan.
  • Close - You're done! Pop open a bottle of champagne.

Still not sure about how to proceed? Speak to one of our mortgage advisors.

“[1RATE] closed in 10 days to save the deal. My wife had issues with some immigration paperwork so we were on the verge of losing our [deposit] and the house since we had no contingencies on the purchase. [1RATE] worked diligently to make sure that didn't happen. [They] provided daily updates to ease our anxiety [ . . . ]”

- T.K.

When you are ready to start your application, 1RATE, Inc. will guide you through the process.