Skip to main contentClick on Skip to main content
Free Quotes-1Rate

Loan Approval

Get Your Free Pre-Approval Letter Today

When you are in the market for a new or refinance mortgage, you need to be armed with information. Giving us a few minutes of your time, we can help you find the best mortgage interest rates, assist you in taking advantage of your increased monthly savings, and we can provide you with information so you can make an informed decision.

A simple soft credit inquiry, a few details about your financial information, and you will receive your pre-approval letter in a few short days. For homebuyers, a pre-approval letter helps demonstrate their financial strenght-and it is the best proof of likelihood of an approved mortgage to sellers.

Get Pre-Approved Get Pre-Approved
1Rate Offers to Free Quotes You can get your free purchase or refinance home loan quote within minutes

You can get your free purchase or refinance home loan quote within minutes

If you know your financing budget to purchase a home, take the first step to get pre-approved. Lock in your low-interest rate before you shop. Find out if refinancing your home mortgage is the best choice for you. Refinancing your home may reduce your monthly mortgage payment. Our process is quick and easy. Just answer a few simple questions.
Home Loan pre-qualification at 1Rate

Home loan pre-qualification

Mortgage pre-qualification is a way for you to discover how much you can borrow and learn more about the various types of mortgages available to you. From first-time homebuyers to government-backed loans, pre-qualification is the perfect way to start your home buying journey.

Get Pre-QualifiedClick on Get Pre-Qualified

When you are ready to start your application, 1RATE, Inc. will guide you through the process.