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Home Loan Mortgage Solutions

Whether you are buying a new home or refinancing an existing home loan, you need options that fit your specific needs and a process that is quick and easy.

We work with a large network of lenders offering a variety of financing options. For example, if you're a first-time home buyer, you can take advantage of an FHA loan, or if you're a military veteran, there are VA loans available.

Home loans are not a one-size-fits-all situation. When you work with 1RATE, Inc., you can access a variety of home loans and the best mortgage interest rates and loan terms matched to your needs. With the help of our dedicated mortgage professionals, we help you understand everything you need to know about home financing options.

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Your time and investment matters

Buying or refinancing a home is a huge investment of not only your money but your time. Choosing the right loan is just as important as choosing your new home location. From Conventional Mortgages to Government-backed home loans, we help our clients decide what is best.

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Ready to buy a home?

Getting a home loan shouldn't be stressful. That is why we have taken the extra steps to create a smooth loan process. We want you to understand the mortgage process so you can make an informed decision.

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Loan Solutions

First-time homebuyer

First-time homebuyer

We make sure your first time buying a home is a great experience. Our goal is to guide you through by being transparent, efficient, and quick.

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Buy your new home with confidence. We provide the tools you need to buy the home of your dreams with the best rates available.

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There are many reasons why you should refinance your mortgage, from lowering your payment to consolidating your debt.

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Government Loans

Government Loans

Government loans offer many financing options for home buyers.

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Reverse Mortgages

Reverse Mortgages

Reverse Mortgage allows Homeowners to leverage their home equity and turn it into cash income with no additional monthly payments.

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When you are ready to start your application, 1RATE, Inc. will guide you through the process.