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Get pre-approved for your home mortgage loan

At 1RATE, Inc., you get tailor-made mortgage loan solutions that fit within YOUR unique requirements. We provide a hassle-free process that has been designed to give our clients the smoothest home buying experience.

A home is a big purchase - likely the biggest one you'll make. For many homebuyers, that is a little intimidating.?You need to make sure you're making the smartest financial decisions and choosing the right property at the right price and the right time. We will help you every step of the way.

The Home Buying Journey

We're Built Different

We can tell you how we're different, but why don't you read what our clients say about us instead.

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4.98/5

Average Client Satisfaction

14.7 days or less

Average days Clear to Close

We Work Different

What to expect when you work with us:

Patience: We will guide you every step of the way at your own pace.

Transparency: We can keep you in the loop with everything we do.

Expertise: We will use our experience to answer any questions you may have.

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Home loan solutions that fit your needs

From buying your home to refinancing, one of our mortgage advisors will help you through the process of finding the right solution.

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We are client-first by being employee-first

... These guys are like the Four Seasons of the Mortgage Lending industry.

Casey W.

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Readings from our experts

Apr 22, 2024

The Perks of Downsizing When You Retire [INFOGRAPHIC]

Some Highlights If you’re about to retire, or just did, downsizing can be a good way to try to cut down on some of your expenses. Smaller homes typically have lower ene...

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Apr 17, 2024

Should I Wait for Mortgage Rates To Come Down Before I Move?

Typically, the higher rates are, you’ll see lower buyer demand. That’s because some people who want to move will be hesitant to take on a higher mortgage rate for their n...

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