Purchase
Purchasing Your Home Made Simple
Getting a home loan shouldn't be stressful. That is why we have taken the extra steps to create a smooth loan process. We want you to understand the mortgage process so you can make an informed decision.
We offer a variety of mortgage options for you to consider.
From first-time home purchase to refinancing, 1RATE, Inc. is redefining your mortgage expectations.
We make the mortgage process a breeze
- Conversation - Start a conversation with a Mortgage Advisor so that you can understand your options.
- Application - Start your loan application and provide necessary documents so that you can get pre-approved.
- Underwriting - While your loan application is under review, we will contact all the necessary people right away so we can quickly close your loan.
- Close - You're done! Pop open a bottle of champagne.
Still not sure about how to proceed? Speak to one of our mortgage advisors.
“[1RATE] closed in 10 days to save the deal. My wife had issues with some immigration paperwork so we were on the verge of losing our [deposit] and the house since we had no contingencies on the purchase. [1RATE] worked diligently to make sure that didn't happen. [They] provided daily updates to ease our anxiety [ . . . ]”
- T.K.