Our People
Who We Are
At 1RATE, we are client-first by being employee-first
Our Motto
We are Client First,
By Being Employee First.
Meet The Team
Chris Choe
Chris Choe
On Friday May 29, 2020, at 4:45PM, after finishing up my firm's COVID response, I was let go. I worked there for ten years climbing up the corporate ladder. And every single year, I went through the same old roller coaster of emotions where I was unhappy one day, and then the next day, I would convince myself that this was normal. That it was normal to be unhappy with your job. Don't get me wrong, I met some incredible people, some astounding people, but when the company's actions do not match the ideals that they preach, and when you see good, hard-working people not get the recognition that they deserve, it takes a strain on one's mind.
So, on May 29th, I saw I was given an opportunity. Now I could create something meaningful. A company that was about honesty, teamwork, and family. A company that was about being client-first by being employee-first. So, I tossed away the Corporate America C-Suite dream, grabbed hold of the Entrepreneurial spirit, and created 1RATE. A boutique mortgage advisory firm focused on meeting clients with a "Four Seasons" experience, striving to become the industry's gold standard, and formulating an organization about training, rewarding, and honoring the individuals who treat everyone like a VIP client.
So far, it's been an amazing journey building something unique and creating a "WOW" experience for every client. We're having a ton of fun, connecting with great people and sharing the redefined experience of 1RATE with everyone we can.
Checkout my YouTube channel for mortgage basics at https://www.youtube.com/@chrischoemortgage
Thank you for your support!
NMLS 1818728
David Cho
David Cho
Edward Kay
Edward Kay
Mortgage Advisor
NMLS 2080969
nmlsconsumeraccess.org
Roya Rafatzad
Roya Rafatzad
Sr. Mortgage Advisor
NMLS 219307
nmlsconsmeraccess.org
Qi (James) Sun
Qi (James) Sun
Hwe Vin Jeong
Hwe Vin Jeong