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The most common home loan and mortgage questions

Here are some of the most frequently asked questions regarding mortgages. If none of your questions are here, please contact one of our mortgage advisors.

Frequently Asked Questions

  • What’s the overall mortgage process?
    • Needs - Borrower discusses their situation and needs
    • Options - Mortgage Advisor provides various mortgage options
    • Application - Borrower completes a loan application
    • Assessment - Mortgage Advisor conducts a complete assessment of the borrower's application and situation
    • Paperwork - Disclosures sent to the borrower(s)
    • Underwriting - Full loan application submitted to underwriting
    • Conditions - Underwriter provides any conditions that must be worked through to clear the application
    • Clear to Close - Schedule for Closing
    • Settlement - Close the loan