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1Rate - 12123 Heritage Park Circle, Silver Spring, Maryland 20906 1Rate - 12123 Heritage Park Circle, Silver Spring, Maryland 20906

faq

The most common home loan and mortgage questions

Here are some of the most frequently asked questions regarding mortgages. If none of your questions are here, please contact one of our mortgage advisors.

Frequently Asked Questions

  • What’s the difference between a Mortgage Broker and Mortgage Lender?
    A mortgage lender is a financial institution that provides loans directly to you. However, a mortgage broker does not lend money. They match the lender with the borrower based on the borrower's specific situation and needs. The advantages of using a mortgage broker is a broker may work with many lenders in order to find the best deals.