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The most common home loan and mortgage questions

Here are some of the most frequently asked questions regarding mortgages. If none of your questions are here, please contact one of our mortgage advisors.

Frequently Asked Questions

  • Does zero closing cost exist?
    Yes it may. If the client’s scenario is eligible and they decide to receive lender assistance to offset closing cost in exchange for a higher rate. However, there is no absolute zero fees loan. All services assisting the mortgage process are For-Profit business and as such, must earn revenue to continue to provide services to our clients. Additionally, if tax is required during the process, it must be paid.